{"id":10703,"date":"2025-12-22T18:15:32","date_gmt":"2025-12-22T18:15:32","guid":{"rendered":"https:\/\/radiosisal.com\/br\/?p=10703"},"modified":"2025-12-22T18:15:35","modified_gmt":"2025-12-22T18:15:35","slug":"atencao-pix-passa-por-mudancas-importantes-pelo-banco-central","status":"publish","type":"post","link":"https:\/\/radiosisal.com\/br\/2025\/12\/22\/atencao-pix-passa-por-mudancas-importantes-pelo-banco-central\/","title":{"rendered":"ATEN\u00c7\u00c3O: PIX PASSA POR MUDAN\u00c7AS IMPORTANTES PELO BANCO CENTRAL"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Comunicado foi emitido para atualizar normas de seguran\u00e7a.<\/p>\n\n\n\n<p>O&nbsp;<a href=\"https:\/\/atarde.com.br\/?q=Banco%20Central\" target=\"_blank\" rel=\"noreferrer noopener\">Banco Central (BC)<\/a>&nbsp;anunciou, nesta sexta-feira, 19, um pacote de&nbsp;<a href=\"https:\/\/atarde.com.br\/?q=novas%20regras\" target=\"_blank\" rel=\"noreferrer noopener\">novas regras<\/a>&nbsp;de&nbsp;<a href=\"https:\/\/atarde.com.br\/?q=seguran%C3%A7a\" target=\"_blank\" rel=\"noreferrer noopener\">seguran\u00e7a<\/a>&nbsp;cibern\u00e9tica que afeta diretamente milh\u00f5es de brasileiros que fazem uso do&nbsp;<a href=\"https:\/\/atarde.com.br\/?q=PIX\" target=\"_blank\" rel=\"noreferrer noopener\">PIX<\/a>, bancos e fintechs.<\/p>\n\n\n\n<p>As medidas endurecem os requisitos para processamento, troca e armazenamento de dados financeiros. O comunicados foi emitido ap\u00f3s uma sequ\u00eancia de ataques que resultaram no desvio de mais de R$ 1,5 bilh\u00e3o do sistema.O que diz o Banco Central<\/p>\n\n\n\n<p>De acordo com o BC, a atualiza\u00e7\u00e3o das pol\u00edticas de seguran\u00e7a \u00e9 uma resposta direta ao aumento de crimes cibern\u00e9ticos ligados ao PIX, v\u00e1rios deles explorando falhas nos sistemas de empresas que fazem o interm\u00e9dio das transa\u00e7\u00f5es.<\/p>\n\n\n\n<p>Em seu comunicado, o Banco Central ressalta que os criminosos conseguiram acessar recursos de contas digitais e se aproveitam das brechas na troca das informa\u00e7\u00f5es entre as institui\u00e7\u00f5es e os provedores de tecnologia.<\/p>\n\n\n\n<p>Vale ressaltar que as novas regras foram aprovadas em conjunto pelo Banco Central e pelo Conselho Monet\u00e1rio Nacional (CMN).<\/p>\n\n\n\n<p>Com as atualiza\u00e7\u00f5es das normas, institui\u00e7\u00f5es financeiras passam a ser obrigadas a adotar camadas adicionais de prote\u00e7\u00e3o. Entre as principais exig\u00eancias est\u00e3o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Testes anuais de invas\u00e3o (testes de intrus\u00e3o)<\/strong>, realizados por profissionais independentes, com envio dos resultados ao Banco Central;<\/li>\n\n\n\n<li><strong>Autentica\u00e7\u00e3o multifatorial nas comunica\u00e7\u00f5es eletr\u00f4nicas,<\/strong>\u00a0inclusive nos ambientes do Pix e do Sistema de Transfer\u00eancia de Reservas (STR);<\/li>\n\n\n\n<li><strong>Gest\u00e3o rigorosa de certificados digitais,<\/strong>\u00a0controles de acesso e rastreabilidade das opera\u00e7\u00f5es;<\/li>\n\n\n\n<li><strong>Monitoramento constante de credenciais<\/strong>\u00a0e proibi\u00e7\u00e3o do acesso de terceiros \u00e0s chaves privadas das institui\u00e7\u00f5es;<\/li>\n\n\n\n<li><strong>Isolamento dos ambientes de transa\u00e7\u00e3o<\/strong>, para evitar acessos indevidos a recursos fora do Pix.<\/li>\n<\/ul>\n\n\n\n<p>Somado a isso, a contrata\u00e7\u00e3o de servi\u00e7os de computa\u00e7\u00e3o em nuvens, processamento e armazenamento de dados passam a seguir padr\u00f5es mais r\u00edgidos de gest\u00e3o de riscos e supervis\u00e3o.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conex\u00e3o com o PIX<\/h2>\n\n\n\n<p>O Banco Central ainda refor\u00e7ou os requisitos de seguran\u00e7a para a infraestrutura onde trafegam as transfer\u00eancias via PIX.<\/p>\n\n\n\n<p>Atualmente existem dois modelos de conex\u00e3o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>institui\u00e7\u00f5es de grande porte, que acessam diretamente o sistema do BC;<\/li>\n\n\n\n<li>empresas menores, que utilizam provedores terceirizados.<\/li>\n<\/ul>\n\n\n\n<p>De acordo com o BC, v\u00e1rios ataques aconteceram justamente por vulnerabilidades nessas regi\u00f5es.<\/p>\n\n\n\n<p>Mas, com as novas regras, tais servi\u00e7os passam a ser classificados como \u201crelevantes\u201d, sujeitos a fiscaliza\u00e7\u00f5es mais rigorosas.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p 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O&nbsp;Banco Central (BC)&nbsp;anunciou, nesta sexta-feira, 19, um pacote de&nbsp;novas regras&nbsp;de&nbsp;seguran\u00e7a&nbsp;cibern\u00e9tica que afeta diretamente milh\u00f5es de brasileiros que fazem uso do&nbsp;PIX, bancos e fintechs. As medidas endurecem os requisitos para processamento, troca e armazenamento de dados financeiros. O comunicados foi emitido ap\u00f3s uma sequ\u00eancia de ataques que resultaram [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":10704,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10703","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-geral"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/radiosisal.com\/br\/wp-content\/uploads\/2025\/12\/BC-lanca-nova-ferramenta-anti-golpes-saiba-como-fu0137071000202512011716-ScaleDownProportional.webp?fit=692%2C411&ssl=1","_links":{"self":[{"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/posts\/10703","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/comments?post=10703"}],"version-history":[{"count":1,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/posts\/10703\/revisions"}],"predecessor-version":[{"id":10705,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/posts\/10703\/revisions\/10705"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/media\/10704"}],"wp:attachment":[{"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/media?parent=10703"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/categories?post=10703"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/radiosisal.com\/br\/wp-json\/wp\/v2\/tags?post=10703"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}